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Amex Gold

American Express - Amex

Annual fee

$325

General spend

1%

Welcome bonus

Not published

What it pays

Diningcap $50k4%
Groceriescap $25k4%
Everything else1%

Rates are the return per dollar. Points are valued at a conservative cents-per-point rate, so this card can be compared directly with cash back cards.

Before you apply

Typically needs good credit.

Amex welcome bonus is limited to once per card, per lifetime.

Whether this card is worth its fee depends on your spend. The audit checks it against your own statement in a few minutes.

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