Business credit card comparison
These are the 44 cards CreditPerk compares when it builds a plan. Rates below are the return per dollar after points are valued in cents, so a points card and a cash back card can be read side by side.
Amazon Prime Visa
Chase
2% on Dining, 2% on Gas & Fuel, 2% on Transit & Rideshare, 1% on everything else
Amex Blue Business Cash
American Express
2% on everything
Amex Blue Business Plus
American Express
2% on everything
Amex Blue Cash Everyday
American Express
3% on Gas & Fuel, 3% on Groceries, 3% on Online Retail, 1% on everything else
Amex Blue Cash Preferred
American Express
6% on Groceries, 6% on Streaming, 3% on Gas & Fuel, 1% on everything else
Amex Business Gold
American Express
4% on Advertising, 4% on Software / SaaS, 4% on Dining, 1% on everything else
Amex Business Green
American Express
1% on everything
Amex Business Platinum
American Express
2% on Shipping, 2% on Software / SaaS, 1% on everything else
Amex Gold
American Express
4% on Dining, 4% on Groceries, 1% on everything else
Amex Platinum
American Express
1% on everything
Atmos Rewards Visa Signature Business
Bank of America
2.6% on Shipping, 1.3% on everything else
BoA Business Advantage Customized Cash
Bank of America
3% on Software / SaaS, 3% on Travel, 3% on Office Supplies, 1% on everything else
BoA Business Advantage Travel Rewards
Bank of America
0.9% on everything
BoA Business Advantage Unlimited Cash
Bank of America
1.5% on everything
BofA Customized Cash Rewards
Bank of America
3% on Travel, 3% on Dining, 3% on Gas & Fuel, 1% on everything else
Capital One Quicksilver
Capital One
1.5% on everything
Capital One Savor
Capital One
3% on Dining, 3% on Groceries, 3% on Streaming, 1% on everything else
Capital One Spark Cash Plus
Capital One
2% on everything
Capital One Spark Cash Select
Capital One
1.5% on everything
Capital One Venture Business
Capital One
1% on everything
Capital One Venture Rewards
Capital One
2.5% on Entertainment, 1% on everything else
Capital One Venture X
Capital One
1% on everything
Capital One Venture X Business
Capital One
1% on everything
Chase Freedom Flex
Chase
3% on Dining, 3% on Drugstores, 1% on everything else
Chase Freedom Unlimited
Chase
3% on Dining, 3% on Drugstores, 1.5% on everything else
Chase Ink Business Cash
Chase
5% on Office Supplies, 5% on Phone & Internet, 2% on Dining, 1% on everything else
Chase Ink Business Preferred
Chase
3% on Advertising, 3% on Shipping, 3% on Travel, 1% on everything else
Chase Ink Business Premier
Chase
2% on everything
Chase Ink Business Unlimited
Chase
1.5% on everything
Chase Sapphire Preferred
Chase
3% on Dining, 3% on Gas & Fuel, 3% on Streaming, 1% on everything else
Chase Sapphire Reserve
Chase
4% on Travel, 3% on Dining, 1% on everything else
Chase Sapphire Reserve for Business
Chase
4% on Travel, 3% on Advertising, 1% on everything else
Citi Double Cash
Citi
2% on everything
Delta SkyMiles Reserve Business
American Express
1.5% on Shipping, 1.5% on Office Supplies, 1.5% on Transit & Rideshare, 1% on everything else
Discover it Cash Back
Discover
1% on everything
Hilton Honors Business
American Express
1% on everything
Marriott Bonvoy Boundless
Chase
1.3% on Dining, 1.3% on Gas & Fuel, 1.3% on Groceries, 0.8% on everything else
Marriott Bonvoy Business
American Express
1.7% on Shipping, 1.7% on Dining, 1.7% on Phone & Internet, 0.8% on everything else
Southwest Rapid Rewards Performance Business
Chase
2% on Travel, 2% on Dining, 1% on everything else
United Business Card
Chase
2.5% on Dining, 2.5% on Office Supplies, 2.5% on Gas & Fuel, 1.2% on everything else
United Explorer
Chase
2.5% on Dining, 1.2% on everything else
US Bank Business Leverage
U.S. Bank
2% on Advertising, 2% on Shipping, 2% on Software / SaaS, 1% on everything else
US Bank Business Triple Cash
U.S. Bank
3% on Dining, 3% on Office Supplies, 3% on Phone & Internet, 1% on everything else
Wells Fargo Active Cash
Wells Fargo
2% on everything
A rate table cannot tell you which of these is right for you - that depends on where your money goes. The audit answers it from your own statement.
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