United Business Card
Chase - Visa
Annual fee
$150
General spend
1.2%
Welcome bonus
$1,230 worth
What it pays
Dining2.5%
Office Supplies2.5%
Gas & Fuel2.5%
Transit & Rideshare2.5%
Everything else1.2%
Rates are the return per dollar. Points are valued at a conservative cents-per-point rate, so this card can be compared directly with cash back cards.
Before you apply
Typically needs good credit.
Chase 5/24 rule: Chase typically won't approve if you've opened 5 or more cards in the past 24 months.
Whether this card is worth its fee depends on your spend. The audit checks it against your own statement in a few minutes.
Run my free audit