Delta SkyMiles Reserve Business
American Express - Amex
Annual fee
$650
General spend
1%
Welcome bonus
$2,000 worth
What it pays
Shipping1.5%
Office Supplies1.5%
Transit & Rideshare1.5%
Everything else1%
Rates are the return per dollar. Points are valued at a conservative cents-per-point rate, so this card can be compared directly with cash back cards.
Before you apply
Typically needs excellent credit.
Amex welcome bonus is limited to once per card, per lifetime.
Whether this card is worth its fee depends on your spend. The audit checks it against your own statement in a few minutes.
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